Start with identity
Match the vehicle identification number on the car to the documents and listing. A stock number is a dealership reference. A VIN decode describes manufacturer attributes; it does not confirm today’s mechanical condition, completed repairs or accident history.
Ask what the record actually covers
A recall lookup checks recall information, while a vehicle-history report summarizes the events its sources contain. Neither is a complete mechanical evaluation. Read the scope and limits of each result and ask for supporting records when something is unclear.
Review the Guide and inspect the car
The FTC explains that a vehicle-history report does not replace an independent mechanical inspection. Ask for the Buyers Guide, clarify the applicable warranty terms and put agreed promises in writing. Discuss inspection arrangements with the dealer before the purchase. Maryland-specific requirements should be checked separately.
Does a clean history report prove the car has no mechanical problems?
No. Reports have coverage limits and do not replace a physical mechanical inspection.
Go to the official source
Requirements and lender terms can change. Use the source below for current details.
FTC: Buying a used car from a dealer