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Your car-buying checklist

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Before you shop

Set a purchase-price range and monthly ownership budget.List your must-have features and everyday driving needs.Get insurance estimates for your shortlist.Compare written lender offers if borrowing.

At the vehicle

Check the VIN against the paperwork.Review available vehicle-history and recall information.Read the Buyers Guide and warranty information.Take a test drive and arrange an independent inspection.

Before you sign

Get the written out-the-door price and itemized fees.Review any trade allowance and existing loan payoff.Get promised repairs or extras in writing.Read all terms and keep copies of signed documents.

Before driving home

Confirm insurance is in effect for this vehicle.Confirm title, registration, and inspection responsibilities.Check keys, documents, and agreed handover items.Plan the first maintenance and recall follow-up.

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